SBI Credit Cards are powered-packed Credit Cards that are also backed by MasterCard/Visa Privileges and SBI Card advantage. Owning an SBI Credit Card, you hold an international card that is accepted in more than 24 million outlets across the globe. Each SBI Card is carefully designed to meet the customized need of each segment of customers, varying from travel, shopping, rewards & cash back to lifestyle to dining and much more. 

Some of the common benefits which are akin to each SBI cardholder include:

  • Reward points: With your SBI Credit Card, you earn rewards points on retail purchases made for online booking, movie tickets booking, dining, and departmental stores. You can conveniently redeem these points to pay back your Card outstanding or avail amazing gifts or gift vouchers listed on rewards booklet.
  • Special offers: You can get several offers including special weekly offers, and exclusive Visa offers on your transactions.
  • Discount offers: Many of the SBI Cards are wrapped with welcome gift vouchers and discount schemes with partner websites and retail stores.
  • Fuel surcharge waiver: Your SBI Card also helps you save every time you refill fuel at the petrol pumps across the country. You earn 1% surcharge waiver, subject to a monthly limit that is defined on each card.
  • Global acceptance: SBI Cards are globally accepted and can be used as international cards. SBI Travel Cards also bring free global replacement benefit. You can seek emergency card replacement service if you lose or break the card on the foreign land.
  • Flexipay: Flexipay EMI allows you to convert your retail purchases via card into equated monthly instalments.
  • Lower interest rate using BT facility: Balance Transfer(BT) facility on your SBI Card enables you to save while paying out your credit card dues. You can transfer your other banks’ credit cards’ outstanding balance to your SBI Card at an affordable EMI which is calculated at a lower rate of interest.
  • Easy Bill Pay Facility: Easy online payment options ensure that you never miss any repayments on your card.
  • Easy Cash: Easy encashment options allow you to get cash via online or phone requests for any additional cash requirement.
  • Lowest Forex Markup: You enjoy the lowest Foreign Currency Mark-up Charge of 1.99% on International use of SBI Card.
  • Club Vistara Membership: As a select SBI credit card member, you also get complimentary Club Vistara Silver membership.
  • Trident Privilege Membership: Another complimentary membership is Trident Privilege Red Tier
  • International Lounge Program: You can enjoy complimentary Priority Pass Program membership worth which makes you eligible for visits to select International Airport Lounge visits.
  • Domestic Lounge Program: Likewise, you also enjoy complimentary access to the Domestic Airport Lounge.
  • Milestone Privileges: With each card, you can earn Bonus Reward Points every year on crossing an annual milestone. The milestone privileges include annual recharge fee waiver, 1000s of reward points and much more.
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